{"id":376998,"date":"2024-07-15T10:20:07","date_gmt":"2024-07-15T08:20:07","guid":{"rendered":"https:\/\/www.fiarebancaetica.coop\/?page_id=376998"},"modified":"2024-07-15T10:20:09","modified_gmt":"2024-07-15T08:20:09","slug":"certificacio-institucional-i-social","status":"publish","type":"page","link":"https:\/\/www.fiarebancaetica.coop\/ca\/certificacio-institucional-i-social\/","title":{"rendered":"Certificaci\u00f3 institucional i social"},"content":{"rendered":"\n<div class=\"wrapper-crispybacon-class wrapper-crispybacon-class-large \">\n    \n\n<h1 class=\"wp-block-heading\">Certificaci\u00f3 institucional i social<\/h1>\n\n\n\n<p>L&#8217;any 2016 vam decidir sotmetre&#8217;ns volunt\u00e0riament a un proc\u00e9s de certificaci\u00f3 per una ag\u00e8ncia especialitzada en el camp de les microfinances i dels bancs petits i mitjans, per tal de tenir una refer\u00e8ncia per comparar-nos amb altres operadors de caracter\u00edstiques similars pel que fa a la missi\u00f3, els valors constitutius i el model de gesti\u00f3.<\/p>\n\n\n\n<p>Aquesta tasca es va encarregar a <a href=\"https:\/\/www.mf-rating.com\/\">MFR (MicroFinanza Rating)<\/a>, una ag\u00e8ncia de certificaci\u00f3 internacional acreditada a nivell mundial, amb compet\u00e8ncies estad\u00edstiques en mat\u00e8ria de finances socials, microfinances i inclusi\u00f3 financera.<\/p>\n\n\n\n<h2 class=\"wp-block-heading is-style-circular\"><strong>CERTIFICACI\u00d3 INSTITUCIONAL<\/strong><\/h2>\n\n\n\n<p>La certificaci\u00f3 institucional ofereix una opini\u00f3 professional i independent sobre la nostra solidesa econ\u00f2mica i financera a curt i a llarg termini mitjan\u00e7ant una avaluaci\u00f3 completa dels riscos, el rendiment financer i el posicionament al mercat.<\/p>\n\n\n\n<p>El resultat de la certificaci\u00f3 institucional de Banca Etica el 2023 \u00e9s \u03b1 mitj\u00e0 (en una escala que va d&#8217;\u03b1\u03b1 a \u03b3-).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"709\" src=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Certificado-Rating-Institucional-Banca-Etica-Italia-Sep23_page-0001-1024x709.jpg\" alt=\"\" class=\"wp-image-371932\" style=\"width:535px;height:370px\" srcset=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Certificado-Rating-Institucional-Banca-Etica-Italia-Sep23_page-0001-1024x709.jpg 1024w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Certificado-Rating-Institucional-Banca-Etica-Italia-Sep23_page-0001-300x208.jpg 300w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Certificado-Rating-Institucional-Banca-Etica-Italia-Sep23_page-0001-768x532.jpg 768w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Certificado-Rating-Institucional-Banca-Etica-Italia-Sep23_page-0001-1536x1063.jpg 1536w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Certificado-Rating-Institucional-Banca-Etica-Italia-Sep23_page-0001.jpg 1625w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading is-style-circular\"><strong>CERTIFICACI\u00d3 SOCIAL<\/strong><\/h2>\n\n\n\n<p>La qualificaci\u00f3 social mesura la possibilitat d&#8217;aconseguir els objectius explicitats a la missi\u00f3 social, avalua els sistemes de gesti\u00f3 del rendiment social i de protecci\u00f3 de la clientela, i analitza aspectes relacionats amb la governan\u00e7a responsable, la transpar\u00e8ncia, l&#8217;impacte ambiental i social, la responsabilitat social de l&#8217;empresa i la legalitat.<br>El 2023, MFR va assignar a Banca Etica una qualificaci\u00f3 social d&#8217;AA (sobre una escala que va de D a AA).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"709\" src=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP_Certificado_Banca-Etica-Italia_-Rating-Social-Sep23_page-0001-1024x709.jpg\" alt=\"\" class=\"wp-image-371944\" style=\"width:524px;height:363px\" srcset=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP_Certificado_Banca-Etica-Italia_-Rating-Social-Sep23_page-0001-1024x709.jpg 1024w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP_Certificado_Banca-Etica-Italia_-Rating-Social-Sep23_page-0001-300x208.jpg 300w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP_Certificado_Banca-Etica-Italia_-Rating-Social-Sep23_page-0001-768x532.jpg 768w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP_Certificado_Banca-Etica-Italia_-Rating-Social-Sep23_page-0001-1536x1063.jpg 1536w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP_Certificado_Banca-Etica-Italia_-Rating-Social-Sep23_page-0001.jpg 1625w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h5 class=\"wp-block-heading is-style-circular\">Per aprofundir:<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"http:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Resumen-Banca-Etica-Italia-Rating-Institucional-Sep23.pdf\">Llegeix el resum de MicroFinanza Rating&nbsp;<\/a><\/li>\n<\/ul>\n\n\n\n<p>MicroFinanza Rating no \u00e9s una ag\u00e8ncia registrada conforme al Reglament 1060\/2009 del Parlament Europeu i el Consell, per la qual cosa no est\u00e0 sotmesa a la vigil\u00e0ncia de l&#8217;AEVM i les qualificacions que emet no es poden fer servir amb finalitats reglament\u00e0ries.<br>M\u00e9s informaci\u00f3 a la p\u00e0gina <a href=\"http:\/\/www.mf-rating.com\/\">www.mf-rating.com<\/a>.<\/p>\n\n\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":6692,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"coauthors":[10744],"class_list":["post-376998","page","type-page","status-publish","hentry","crispybacon-hidden-page-title"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Certificaci\u00f3 institucional i social - Fiare Banca Etica<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fiarebancaetica.coop\/ca\/certificacio-institucional-i-social\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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