{"id":344617,"date":"2019-09-11T00:00:00","date_gmt":"2019-09-10T22:00:00","guid":{"rendered":"https:\/\/www.fiarebancaetica.coop\/como-nos-afecta-la-psd2\/"},"modified":"2024-02-21T15:30:45","modified_gmt":"2024-02-21T14:30:45","slug":"como-nos-afecta-la-psd2","status":"publish","type":"post","link":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/","title":{"rendered":"\u00bfC\u00f3mo nos afecta la PSD2?"},"content":{"rendered":"\n\n<div class=\"wp-block-bancaetica-blocks-blocks-block-49\">\n    <div class=\"container-block-49\">\n\n        <div class=\"header-section \">\n                            <h1 class=\"section-title\"> Etica e cooperativa <\/h1>\n                                            <\/div>\n\n        \n        <div class=\"block-background\" style=\"background-image: url('https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/como-nos-afecta-psd2.jpg')\">\n                            <div class=\"tile\">\n                    <h1 class=\"image-title\"> \u00bfC\u00f3mo nos afecta la PSD2? <\/h1>\n                <\/div>             <!-- end .tile -->\n            <div class=\"bottom-content\">\n                            <\/div> <!-- end .button-content -->\n        <\/div> <!-- end .block-background -->\n    <\/div> <!-- end .container -->\n<\/div> <!-- end wp-block-bancaetica-blocks-blocks-block-06 -->\n\n\n<div class=\"wrapper-crispybacon-class wrapper-crispybacon-class-boxed \">\n    <p>Esta semana entra en vigor la regulaci\u00f3n en los servicios de pagos digitales decretada por parte de la Uni\u00f3n Europea. Es la conocida como <strong>Payment Service Providers (PSD2)<\/strong>, que llega con el objetivo de crear un mercado \u00fanico de pagos en la UE.&nbsp;<\/p>\n<p>La regulaci\u00f3n que <strong>se implantar\u00e1 a partir del d\u00eda 14<\/strong> tiene como objetivo principal incrementar la protecci\u00f3n de los usuarios de servicios de pago garantizando la seguridad de las transacciones efectuadas con los nuevos medios digitales, tarjetas, internet y m\u00f3viles.<\/p>\n<p>La nueva directiva europea de pagos PSD2 entra en vigor en Espa\u00f1a para <strong>mejorar la seguridad del comercio electr\u00f3nico<\/strong> y llega con importantes cambios que van a afectar a todos los bancos.<br \/>\n\t<br \/>\n\tHasta la fecha para pagar por internet necesit\u00e1bamos introducir la informaci\u00f3n de la tarjeta y un SMS de comprobaci\u00f3n, pero con la nueva normativa har\u00e1n falta otros datos para comprobar nuestra identidad. A partir del s\u00e1bado, acceder a la banca online cambiar\u00e1 de forma que los pagos electr\u00f3nicos ser\u00e1n m\u00e1s seguros con el nuevo sistema de <strong>autenticaci\u00f3n reforzada (strong customer authentication<\/strong>, abreviado como SCA).<\/p>\n<p><strong>La personas clientas de Fiare Banca Etica tendr\u00e1n a su disposici\u00f3n un sistema de autenticaci\u00f3n gratuito<\/strong> y seguro nuevo para el acceso a banca por internet y para la gesti\u00f3n de algunos procesos en su cuenta.&nbsp; En el primer momento de acceso a banca por internet, a partir de la fecha de entrada en vigor, <strong>recibir\u00e1n una petici\u00f3n de c\u00f3digo SMS para la autentificaci\u00f3n del usuario\/a<\/strong> y para realizar algunas de la consultas. Este proceso se repetir\u00e1 cada 90 d\u00edas.<\/p>\n<p>Es un paso hacia un sistema bancario m\u00e1s abierto a la integraci\u00f3n con las tecnolog\u00edas digitales y que define nuevos sistemas de autenticaci\u00f3n y seguridad para los clientes en la realizaci\u00f3n de sus operaciones de pago. En esta&nbsp;<a href=\"https:\/\/www.fiarebancaetica.coop\/psd2-directiva-sobre-servicios-de-pago-2-ue-20152366\">p\u00e1gina te explicamos las principales novedades de la PSD2<\/a>. Esta informaci\u00f3n te ser\u00e1 \u00fatil para generar confianza con los nuevos sistemas de banca digital.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Esta semana entra en vigor la regulaci\u00f3n en los servicios de pagos digitales decretada por parte de la Uni\u00f3n Europea. Es la conocida como Payment Service Providers (PSD2), que llega con el objetivo de crear un mercado \u00fanico de pagos en la UE.<\/p>\n","protected":false},"author":2,"featured_media":328840,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11643],"tags":[],"coauthors":[],"class_list":["post-344617","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finances-etiques"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfC\u00f3mo nos afecta la PSD2? - Fiare Banca Etica<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfC\u00f3mo nos afecta la PSD2? - Fiare Banca Etica\" \/>\n<meta property=\"og:description\" content=\"Esta semana entra en vigor la regulaci\u00f3n en los servicios de pagos digitales decretada por parte de la Uni\u00f3n Europea. Es la conocida como Payment Service Providers (PSD2), que llega con el objetivo de crear un mercado \u00fanico de pagos en la UE.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/\" \/>\n<meta property=\"og:site_name\" content=\"Fiare Banca Etica\" \/>\n<meta property=\"article:published_time\" content=\"2019-09-10T22:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-21T14:30:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/como-nos-afecta-psd2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"540\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"crispyadmin0\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/\"},\"author\":{\"name\":\"crispyadmin0\",\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/#\/schema\/person\/579841e89c804b5db05d9141bd9b8272\"},\"headline\":\"\u00bfC\u00f3mo nos afecta la PSD2?\",\"datePublished\":\"2019-09-10T22:00:00+00:00\",\"dateModified\":\"2024-02-21T14:30:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/\"},\"wordCount\":362,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/como-nos-afecta-psd2.jpg\",\"articleSection\":[\"Finances \u00e8tiques\"],\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/\",\"url\":\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/\",\"name\":\"\u00bfC\u00f3mo nos afecta la PSD2? - Fiare Banca Etica\",\"isPartOf\":{\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/como-nos-afecta-psd2.jpg\",\"datePublished\":\"2019-09-10T22:00:00+00:00\",\"dateModified\":\"2024-02-21T14:30:45+00:00\",\"author\":{\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/#\/schema\/person\/579841e89c804b5db05d9141bd9b8272\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#primaryimage\",\"url\":\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/como-nos-afecta-psd2.jpg\",\"contentUrl\":\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/como-nos-afecta-psd2.jpg\",\"width\":540,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.fiarebancaetica.coop\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00bfC\u00f3mo nos afecta la PSD2?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/#website\",\"url\":\"https:\/\/www.fiarebancaetica.coop\/ca\/\",\"name\":\"Fiare Banca Etica\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fiarebancaetica.coop\/ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/#\/schema\/person\/579841e89c804b5db05d9141bd9b8272\",\"name\":\"crispyadmin0\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/www.fiarebancaetica.coop\/ca\/#\/schema\/person\/image\/5f3a6b7786f32f4c35bd2b1a5a4698ea\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/4d2cfb499d497b6d49da659fab7404b243a87fe8e40d2cf97a1cae48f677f5b2?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/4d2cfb499d497b6d49da659fab7404b243a87fe8e40d2cf97a1cae48f677f5b2?s=96&d=mm&r=g\",\"caption\":\"crispyadmin0\"},\"sameAs\":[\"crispyadmin0\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00bfC\u00f3mo nos afecta la PSD2? - Fiare Banca Etica","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/","og_locale":"ca_ES","og_type":"article","og_title":"\u00bfC\u00f3mo nos afecta la PSD2? - Fiare Banca Etica","og_description":"Esta semana entra en vigor la regulaci\u00f3n en los servicios de pagos digitales decretada por parte de la Uni\u00f3n Europea. Es la conocida como Payment Service Providers (PSD2), que llega con el objetivo de crear un mercado \u00fanico de pagos en la UE.","og_url":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/","og_site_name":"Fiare Banca Etica","article_published_time":"2019-09-10T22:00:00+00:00","article_modified_time":"2024-02-21T14:30:45+00:00","og_image":[{"width":540,"height":250,"url":"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/como-nos-afecta-psd2.jpg","type":"image\/jpeg"}],"author":"crispyadmin0","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#article","isPartOf":{"@id":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/"},"author":{"name":"crispyadmin0","@id":"https:\/\/www.fiarebancaetica.coop\/ca\/#\/schema\/person\/579841e89c804b5db05d9141bd9b8272"},"headline":"\u00bfC\u00f3mo nos afecta la PSD2?","datePublished":"2019-09-10T22:00:00+00:00","dateModified":"2024-02-21T14:30:45+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/"},"wordCount":362,"commentCount":0,"image":{"@id":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/como-nos-afecta-psd2.jpg","articleSection":["Finances \u00e8tiques"],"inLanguage":"ca","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/","url":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/","name":"\u00bfC\u00f3mo nos afecta la PSD2? - Fiare Banca Etica","isPartOf":{"@id":"https:\/\/www.fiarebancaetica.coop\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#primaryimage"},"image":{"@id":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/como-nos-afecta-psd2.jpg","datePublished":"2019-09-10T22:00:00+00:00","dateModified":"2024-02-21T14:30:45+00:00","author":{"@id":"https:\/\/www.fiarebancaetica.coop\/ca\/#\/schema\/person\/579841e89c804b5db05d9141bd9b8272"},"breadcrumb":{"@id":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#breadcrumb"},"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/"]}]},{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#primaryimage","url":"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/como-nos-afecta-psd2.jpg","contentUrl":"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/como-nos-afecta-psd2.jpg","width":540,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/www.fiarebancaetica.coop\/ca\/como-nos-afecta-la-psd2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.fiarebancaetica.coop\/ca\/"},{"@type":"ListItem","position":2,"name":"\u00bfC\u00f3mo nos afecta la PSD2?"}]},{"@type":"WebSite","@id":"https:\/\/www.fiarebancaetica.coop\/ca\/#website","url":"https:\/\/www.fiarebancaetica.coop\/ca\/","name":"Fiare Banca Etica","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fiarebancaetica.coop\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"},{"@type":"Person","@id":"https:\/\/www.fiarebancaetica.coop\/ca\/#\/schema\/person\/579841e89c804b5db05d9141bd9b8272","name":"crispyadmin0","image":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.fiarebancaetica.coop\/ca\/#\/schema\/person\/image\/5f3a6b7786f32f4c35bd2b1a5a4698ea","url":"https:\/\/secure.gravatar.com\/avatar\/4d2cfb499d497b6d49da659fab7404b243a87fe8e40d2cf97a1cae48f677f5b2?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4d2cfb499d497b6d49da659fab7404b243a87fe8e40d2cf97a1cae48f677f5b2?s=96&d=mm&r=g","caption":"crispyadmin0"},"sameAs":["crispyadmin0"]}]}},"_links":{"self":[{"href":"https:\/\/www.fiarebancaetica.coop\/ca\/wp-json\/wp\/v2\/posts\/344617","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fiarebancaetica.coop\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fiarebancaetica.coop\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fiarebancaetica.coop\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fiarebancaetica.coop\/ca\/wp-json\/wp\/v2\/comments?post=344617"}],"version-history":[{"count":1,"href":"https:\/\/www.fiarebancaetica.coop\/ca\/wp-json\/wp\/v2\/posts\/344617\/revisions"}],"predecessor-version":[{"id":354350,"href":"https:\/\/www.fiarebancaetica.coop\/ca\/wp-json\/wp\/v2\/posts\/344617\/revisions\/354350"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fiarebancaetica.coop\/ca\/wp-json\/wp\/v2\/media\/328840"}],"wp:attachment":[{"href":"https:\/\/www.fiarebancaetica.coop\/ca\/wp-json\/wp\/v2\/media?parent=344617"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fiarebancaetica.coop\/ca\/wp-json\/wp\/v2\/categories?post=344617"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fiarebancaetica.coop\/ca\/wp-json\/wp\/v2\/tags?post=344617"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.fiarebancaetica.coop\/ca\/wp-json\/wp\/v2\/coauthors?post=344617"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}