{"id":377962,"date":"2024-09-06T10:31:32","date_gmt":"2024-09-06T08:31:32","guid":{"rendered":"https:\/\/www.fiarebancaetica.coop\/?post_type=cbwpt_products&#038;p=377962"},"modified":"2024-09-06T11:00:24","modified_gmt":"2024-09-06T09:00:24","slug":"anticipo-sen-garantia","status":"publish","type":"cbwpt_products","link":"https:\/\/www.fiarebancaetica.coop\/gl\/productos\/anticipo-sen-garantia\/","title":{"rendered":"Anticipo sen garant\u00eda"},"content":{"rendered":"\n<div class=\"wp-block-bancaetica-blocks-blocks-block-26 crispybacon-block-26 old-open-account\"><div class=\"crispybacon-block-26-col \"><h1 class=\"crispybacon-block-26-title\"><span style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-orange-color\">Anticipo sen garant\u00eda<\/span><\/h1><p class=\"crispybacon-block-26-description\">Obt\u00e9n o noso pr\u00e9stamo de anticipo de contratos e subvenci\u00f3ns p\u00fablicas nun prazo de 4\u00a0d\u00edas.<br><br><strong>Quen pode solicitar un anticipo?<\/strong><br>As organizaci\u00f3ns que o poden solicitar son cooperativas, sociedades laborais, centros especiais de emprego, empresas de inserci\u00f3n, asociaci\u00f3ns, fundaci\u00f3ns e ONG.<br><br>\u00b9 Son entidades socias aquelas que adquiriron capital social en Fiare Banca Etica. Consulta <a href=\"https:\/\/www.fiarebancaetica.coop\/faqs\/capitalizacion\/\">aqu\u00ed<\/a> toda a informaci\u00f3n e <a href=\"https:\/\/www.fiarebancaetica.coop\/gl\/faq\/cal-e-o-capital-social-minimo-que-se-debe-adquirir-para-ser-persoa-socia\/\">custos<\/a> para asociarte.<br><em>O capital m\u00ednimo para ser persoa socia son 5\u00a0acci\u00f3ns. O prezo de cada acci\u00f3n \u00e9 de 63,00\u00a0\u20ac (52,50\u00a0\u20ac de valor nominal m\u00e1is 10,50\u00a0\u20ac de prima).<\/em><br><br><sup>2 <\/sup>As entidades <a href=\"https:\/\/www.fiarebancaetica.coop\/gl\/empresas-organizacions\/convenios\/\">con convenio<\/a> son aquelas coas que Fiare Banca Etica, por compartir unha sinton\u00eda de valores, asinou un convenio para favorecerlles o acceso a servizos financeiros de diferente tipo \u00e1s entidades membros. O obxectivo \u00e9 consolidar relaci\u00f3ns de proximidade e estrat\u00e9xicas facilitando procesos e tarifas especiais para clientes estrat\u00e9xicos.<\/p><button class=\"crispybacon-block-26-button-float open-form-apri-conto btn-float\"><a href=\"https:\/\/www.fiarebancaetica.coop\/gl\/faq\/\" target=\"_blank\" rel=\"noreferrer noopener\">PREGUNTAS FRECUENTES<\/a><\/button><div class=\"crispybacon-block-26-img-wrapper\"><img decoding=\"async\" src=\"http:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/11\/VISUALES_TODOS_garantias.png\" class=\"crispybacon-block-26-img\" alt=\"\"\/><\/div><\/div><div id=\"ModalLoginForm\" class=\"modalApriConto fade\"><div class=\"modal-dialog\" role=\"document\"><div class=\"primary-form\"><div class=\"modal-content \"><span class=\"closeModal\">\u00d7<\/span><div class=\"modal-header\"><h1 class=\"modal-title\"> Open your account now <\/h1><\/div><div class=\"modal-body\"><form role=\"form\" method=\"POST\" class=\"form-apri-conto\"><div class=\"form-group-input\"><div class=\"form-group\"><div><input type=\"text\" class=\"text-line\" name=\"text\" id=\"name\" value=\"\" required placeholder=\"Name\"\/><\/div><\/div><div class=\"form-group\"><div><input type=\"text\" class=\"text-line\" id=\"surname\" name=\"surname\" required placeholder=\"Surname\"\/><\/div><\/div><div class=\"form-group\"><div><input type=\"text\" class=\"text-line codFisc\" id=\"fiscalCode\" name=\"fiscalCode\" required placeholder=\"Fiscal Code\"\/><\/div><\/div><div class=\"form-group\"><div><input type=\"email\" class=\"text-line\" id=\"email\" name=\"email\" required placeholder=\"Email\"\/><\/div><\/div><div class=\"form-group\"><div><input type=\"text\" class=\"text-line\" name=\"tel\" id=\"tel\" required placeholder=\"Telephone\"\/><\/div><\/div><\/div><div class=\"form-group-checkbox\"><div class=\"checkbox radio\"><label checked><input id=\"singleAccount\" type=\"checkbox\" name=\"remember\" class=\"radio\" checked\/>I want to open an account in my name<\/label><\/div><div class=\"checkbox radio\"><label><input id=\"multipleAccount\" type=\"checkbox\" name=\"remember\" class=\"radio\"\/>I want to open a joint account<\/label><\/div><div class=\"checkbox privacy-wrapper\"><div class=\"checkbox-row\"><label class=\"checkbox-privacy-26\"><input type=\"checkbox\" id=\"check checkdoc\" name=\"remember\" class=\"ckb_required first-privacy-input\" required\/><span><span class=\"d-flex\">I have read all the information documentation <\/span><div class=\"others-privacy\"><\/div><\/span><\/label><\/div><br\/><label class=\"checkbox-secondary-privacy-26\"><input type=\"checkbox\" id=\"check checkprivacy\" name=\"remember\" class=\"ckb_required second-privacy-input\" required\/><span>I have read the privacy policy, understood and saved the content and I share the values \u200b\u200bof Banca Etica.<\/span><\/label><\/div><\/div><div class=\"button-save-continue wrapper\"><div class=\"loader la-ball-beat la-dark\"><div><\/div><div><\/div><div><\/div><\/div><button class=\"btn-save-continue\">Save and continue<\/button><\/div><input type=\"hidden\" value=\"1\" name=\"nrHolders\" id=\"nrHolders\"\/><input type=\"hidden\" value=\"C1501\" name=\"productCode\" id=\"productCode\"\/><input type=\"hidden\" id=\"general-error\" value=\"Something went wrong please try again later\"\/><input type=\"hidden\" id=\"convention-error\" value=\"Incorrect convention code please try again\"\/><input type=\"hidden\" id=\"phone-error\" value=\"Please, insert a valid telephone number\"\/><input type=\"hidden\" id=\"fiscal-error\" value=\"Please, insert a valid fiscal code\"\/><\/form><\/div><\/div><\/div><div class=\"success-form\" style=\"display:none\"><div class=\"success-modal-header\"><span class=\"success-form-close\">\u00d7<\/span><\/div><div class=\"modal-body-success\"><h2 class=\"success-form-title\">Thank you!<\/h2><p class=\"success-form-content\">We have receveid your data, we will contact you soon <\/p><\/div><\/div><\/div><\/div><div class=\"crispybacon-block-26-col  crispybacon-block-26-col-background\"><h2 class=\"crispybacon-block-26-title-right\">Caracter\u00edsticas<\/h2>\n<div class=\"wp-block-bancaetica-blocks-blocks-block-29 crispybacon-block-29\"><p class=\"crispybacon-block-29-title\"><strong>Importe: <\/strong>m\u00e1ximo 80\u00a0% da subvenci\u00f3n, cun m\u00e1ximo de 50\u00a0000\u00a0\u20ac.<\/p><\/div>\n\n\n\n<div class=\"wp-block-bancaetica-blocks-blocks-block-29 crispybacon-block-29\"><p class=\"crispybacon-block-29-title\"><strong>Duraci\u00f3n: <\/strong>desde 6 meses at\u00e9 m\u00e1ximo 24 meses.<\/p><\/div>\n\n\n\n<div class=\"wp-block-bancaetica-blocks-blocks-block-29 crispybacon-block-29\"><p class=\"crispybacon-block-29-title\"><strong>Comisi\u00f3n de apertura: <\/strong>0,5%. <\/p><\/div>\n\n\n\n<div class=\"wp-block-bancaetica-blocks-blocks-block-29 crispybacon-block-29\"><p class=\"crispybacon-block-29-title\">Comisi\u00f3n <strong>saldo medio non-disposto: 0,5\u00a0%<\/strong>.<\/p><\/div>\n\n\n\n<div class=\"wp-block-bancaetica-blocks-blocks-block-29 crispybacon-block-29\"><p class=\"crispybacon-block-29-title\">Entidades socias\u00b9 e\/ou con convenio<sup>2<\/sup>:<br>Tipo de xuro (TIN) variable: Euribor 12 meses + 2,50\u00a0%<br><strong>TAEVariable<\/strong>:<strong> desde 6,3 % at\u00e9 7,19 %<\/strong><\/p><\/div>\n\n\n\n<div class=\"wp-block-bancaetica-blocks-blocks-block-29 crispybacon-block-29\"><p class=\"crispybacon-block-29-title\">Entidades non-socias nin con convenio:<br>Tipo de xuro (TIN) variable: Euribor 12 meses + 3,00\u00a0%<br><strong>TAEVariable: desde 6,81 % at\u00e9 7,71 %<\/strong><\/p><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wrapper-crispybacon-class wrapper-crispybacon-class-medium \">\n    \n\n<h2 class=\"wp-block-heading has-text-align-center is-style-lyon\">Condici\u00f3ns econ\u00f3micas<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><strong>Tipo de xuro<\/strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Comisi\u00f3n de apertura<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Duraci\u00f3n<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><strong>TAEVariable prazo m\u00e1ximo<\/strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><strong>TAEVariable<\/strong><\/strong> <strong>prazo m\u00e1ximo<\/strong><\/td><\/tr><tr><td><strong><strong>Entidades con convenio e\/ou socias<\/strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">variable (euribor 12 meses + 2,50 %)<\/td><td class=\"has-text-align-center\" data-align=\"center\">0,5%<\/td><td class=\"has-text-align-center\" data-align=\"center\">De 6 a 24 meses<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>7,19 %<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><strong>6,3 %<\/strong><\/strong><\/td><\/tr><tr><td><strong><strong><strong>Entidades sen convenio nin socias<\/strong><\/strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">variable (euribor 12 meses + 3,00 %)<\/td><td class=\"has-text-align-center\" data-align=\"center\">0,5%<\/td><td class=\"has-text-align-center\" data-align=\"center\">De 6 a 24 meses<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>7,71 %<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><strong>6,81 %<\/strong><\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<\/div>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<div class=\"crispybacon-block-89\">\n    <div class='crispybacon-block-89-col'>\n        <h3 class=\"crispybacon-block-89-title\">  <\/h3>\n        <h3 class=\"crispybacon-block-89-title-second\"> Exemplos <\/h3>\n        <div class=\"crispybacon-block-89-description\"> <p><strong>Entidade con convenio ou socia:<\/strong><\/p>\n<p><span style=\"text-decoration: underline;\">Prazo 12 meses.<\/span> TIN 6,03 % <strong>TAEVariable de 6,56 %<\/strong><\/p>\n<p>Unha entidade con convenio solicita un pr\u00e9stamo a 12 meses de 48 000 \u20ac.Condici\u00f3ns: prazo de 12 meses, xuro do 6,03 % TIN, comisi\u00f3n de apertura do 0,5 %, que son 240 \u20ac, e comporta unha <strong>TAEVariable de 6,56 %.*<\/strong><\/p>\n<p>Importe total do pr\u00e9stamo: 48 000 \u20ac. Importe dos xuros: 2.894,40 \u20ac. Importe total adebedado: 51.134,40 \u20ac. Custo total do pr\u00e9stamo: 3.134,40 \u20ac.<\/p>\n<p>Non se incl\u00faen os gastos de notar\u00eda dentro dos c\u00e1lculos da TAEVariable.<\/p>\n<p>* C\u00e1lculo da TAEVariable para un pr\u00e9stamo asinado o 01\/01\/2024 con vencemento o 31\/12\/2024. Amortizaci\u00f3n e liquidaci\u00f3n de xuros no vencemento.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"text-decoration: underline;\">Prazo m\u00e1x. 24 meses.<\/span> TIN: 6,03 % <strong>TAEVariable: 6,30 %*<\/strong><br \/>\nCondici\u00f3ns: prazo de 24 meses, xuro do 6,03 % TIN, comisi\u00f3n de apertura do 0,5 %, que son 240 \u20ac, e comporta unha <strong>TAEVariable de 6,30 %.*<\/strong><br \/>\nImporte total do pr\u00e9stamo: 48 000 \u20ac. Importe dos xuros: 5.788,80 \u20ac. Importe total adebedado: 54.028,80 \u20ac. Custo total do pr\u00e9stamo: 6.028,80 \u20ac.<br \/>\nNon se incl\u00faen os gastos de notar\u00eda dentro dos c\u00e1lculos da TAEVariable.<br \/>\n* C\u00e1lculo da TAEVariable para un pr\u00e9stamo asinado o 01\/01\/2024 con vencemento o 31\/12\/2025. Liquidaci\u00f3n de xuros cada 12 meses. Primeira liquidaci\u00f3n o 31\/12\/2024 por un importe de 2.894,40 \u20ac e segunda liquidaci\u00f3n no vencemento por un importe de 2.894,40 \u20ac . Amortizaci\u00f3n no vencemento.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"text-decoration: underline;\">Prazo m\u00edn. 6 meses.<\/span> TIN 6,03 % <strong>TAEVariable: 7,19 %<\/strong><br \/>\nCondici\u00f3ns: prazo de 6 meses, xuro do 6,03 % TIN, comisi\u00f3n de apertura do 0,5 %, que son 240 \u20ac, e comporta unha <strong>TAEVariable de 7,19 %.*<\/strong><br \/>\nImporte total do pr\u00e9stamo: 48 000 \u20ac. Importe dos xuros: 1.447,20 \u20ac. Importe total adebedado: 49.687,20 \u20ac. Custo total do pr\u00e9stamo: 1.687,20 \u20ac.<br \/>\nNon se incl\u00faen os gastos de notar\u00eda dentro dos c\u00e1lculos da TAE.<br \/>\n* C\u00e1lculo da TAE para un pr\u00e9stamo asinado o 01\/01\/2024 con vencemento o 30\/06\/2024. Amortizaci\u00f3n e liquidaci\u00f3n de xuros no vencemento.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Entidade sen convenio\/non-socia:<\/strong><\/p>\n<p><span style=\"text-decoration: underline;\">Prazo 12 meses.<\/span> TIN 6,53 % <strong>TAEVariable de 7,07 %<\/strong><br \/>\nUnha entidade sen convenio solicita un pr\u00e9stamo a 12 meses de 48 000 \u20ac.<br \/>\nCondici\u00f3ns: prazo de 12 meses, xuro do 6,53 % TIN, comisi\u00f3n de apertura do 0,5 %, que son 240 \u20ac, e comporta unha <strong>TAEVariable de 7,07 %.*<\/strong><br \/>\nImporte total do pr\u00e9stamo: 48 000 \u20ac. Importe dos xuros: 3.134,40 \u20ac. Importe total adebedado: 51.374,40 \u20ac. Custo total do pr\u00e9stamo: 3.374,40 \u20ac.<br \/>\nNon se incl\u00faen os gastos de notar\u00eda dentro dos c\u00e1lculos da TAEVariable.<br \/>\n* C\u00e1lculo da TAEVariable para un pr\u00e9stamo asinado o 01\/01\/2024 con vencemento o 31\/12\/2024. Amortizaci\u00f3n e liquidaci\u00f3n de xuros no vencemento.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"text-decoration: underline;\">Prazo m\u00e1x. 24 meses<\/span>. TIN 6,53 % <strong>TAEVariable: 6,81 %<\/strong><br \/>\nUnha entidade sen convenio solicita un pr\u00e9stamo a 24 meses de 48 000 \u20ac.<br \/>\nCondici\u00f3ns: prazo de 24 meses, xuro do 6,53 % TIN, comisi\u00f3n de apertura do 0,5 %, que son 240 \u20ac, e comporta unha <strong>TAEVariable de 6,81 %.<\/strong>*<br \/>\nImporte total do pr\u00e9stamo: 48 000 \u20ac. Importe dos xuros: 6.268,80 \u20ac. Importe total adebedado: 54.508,80 \u20ac. Custo total do pr\u00e9stamo: 6.508,80 \u20ac.<br \/>\nNon se incl\u00faen os gastos de notar\u00eda dentro dos c\u00e1lculos da TAEVariable.<br \/>\n* C\u00e1lculo da TAEVariable para un pr\u00e9stamo asinado o 01\/01\/2024 con vencemento o 31\/12\/2025. Liquidaci\u00f3n de xuros cada 12 meses. Primeira liquidaci\u00f3n o 31\/12\/2024 por un importe de 3.134,40 \u20ac e segunda liquidaci\u00f3n no vencemento por un importe de 3.134,40 \u20ac. Amortizaci\u00f3n no vencemento.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"text-decoration: underline;\">Prazo m\u00edn. 6 meses.<\/span> TIN 6,53 % <strong>TAEVariable: 7,71 %<\/strong><br \/>\nUnha entidade sen convenio solicita un pr\u00e9stamo a 6 meses de 48 000 \u20ac.<br \/>\nCondici\u00f3ns: prazo de 6 meses, xuro do 6,53 % TIN, comisi\u00f3n de apertura do 0,5 %, que son 240 \u20ac, e comporta unha <strong>TAEVariable de 7,71 %.<\/strong>*<br \/>\nImporte total do pr\u00e9stamo: 48 000 \u20ac. Importe dos xuros: 1.567,20 \u20ac. Importe total adebedado: 49.807,20 \u20ac. Custo total do pr\u00e9stamo: 1.807,20 \u20ac.<br \/>\nNon se incl\u00faen os gastos de notar\u00eda dentro dos c\u00e1lculos da TAEVariable.<br \/>\n* C\u00e1lculo da TAE para un pr\u00e9stamo asinado o 01\/01\/2024 con vencemento o 30\/06\/2024. Amortizaci\u00f3n e liquidaci\u00f3n de xuros no vencemento.<\/p>\n <\/div>\n        <h5 class=\"crispybacon-block-89-title-second\">  <\/h5>\n        <div class=\"crispybacon-block-89-description\">  <\/div>\n    <\/div>\n    <div class='crispybacon-block-89-col'>\n                        <div class=\"crispybacon-block-13\">\n                    <img decoding=\"async\" class='crispybacon-block-13-icon' src=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/BE_Icone_documenti.jpg\" \/>\n                    <h3 class=\"crispybacon-block-13-title\"> Todas as tarifas <\/h3>\n                    <div class=\"crispybacon-block-13-description\">\n                        <div> <p>Co\u00f1ece todos os produtos.<\/p>\n <\/div>\n                        <div class=\"icon-block-13\">\n                            <a href=\"https:\/\/www.fiarebancaetica.coop\/gl\/folletos-de-tarifas\/\">\n                                <i class='icon-arrow-right'><\/i>\n                            <\/a>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                            <div class=\"crispybacon-block-13\">\n                    <img decoding=\"async\" class='crispybacon-block-13-icon' src=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2023\/12\/BE_Icone_Prrofessionista.jpg\" \/>\n                    <h3 class=\"crispybacon-block-13-title\"> Precisas m\u00e1is informaci\u00f3n? <\/h3>\n                    <div class=\"crispybacon-block-13-description\">\n                        <div> <div>\n<p>Contacta connosco.<\/p>\n<\/div>\n<div class=\"icon-block-13\"><\/div>\n <\/div>\n                        <div class=\"icon-block-13\">\n                            <a href=\"https:\/\/www.fiarebancaetica.coop\/gl\/contacto\/\">\n                                <i class='icon-arrow-right'><\/i>\n                            <\/a>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n<\/div>\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-bancaetica-blocks-blocks-block-47\">\n        \n    <div class=\"wp-block-bancaetica-blocks-blocks-block-48 \" style=\"background-color: #F2F2F2\">\n        <div class=\"inner-container\">\n            <div class=\"column text-container\">\n                <h2 class=\"col-title\" style=\"color: #262626\"> Contacta connosco <\/h2>\n                                    <p class=\"col-content\" style=\"color: #262626\"> Axud\u00e1mosche! <\/p> <a href=\"https:\/\/www.fiarebancaetica.coop\/gl\/contacto\/\" class=\"\" ><i class=\"icon-arrow-right\" style=\"color: #262626\"><\/i><\/a>\n                            <\/div>\n            <div class=\"column image-container\">\n                                    <div class=\"wrapper-image\" style=\"background-image: url(https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/01\/Illustrations.png);\">\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n<div class=\"modal\">\n    <div class=\"modal-content\"><span class=\"close-button\">\u00d7<\/span>\n        <div class=\"content\">\n            \n<div class=\"form-container-fiare\">\n    <div class=\"form\">\n        <form class=\"form-fiare\" id=\"form-fiare\">\n            <h3 class=\"form-title \"> Contacta con Comunicaci\u00f3n <\/h3>\n            <div class=\"wrapper\">\n                <div class=\"form-group\">\n                    <input type=\"text\" value=\"\" name=\"nombre\" id=\"nombre\" required placeholder=\"Nome *\" \/>\n                <\/div>\n                <div class=\"form-group\">\n                    <input type=\"text\" value=\"\" required placeholder=\"Apelidos *\" name=\"apellido\" id=\"apellido\" >\n                <\/div>\n                <div class=\"form-group\">\n                    <input type=\"text\" value=\"\" placeholder=\"Cidade\" name=\"ciudad\" id=\"ciudad\" \/>\n                <\/div>\n                <div class=\"form-group\">\n                    <input type=\"tel\" value=\"\" name=\"tel\" id=\"tel\" required placeholder=\"Tel\u00e9fono *\" \/>\n                <\/div>\n                <div class=\"form-group\">\n                    <input type=\"email\" value=\"\" required placeholder=\"Correo electr\u00f3nico *\" name=\"email\" id=\"email\" \/>\n                <\/div>\n                <div class=\"form-group\">\n                    <select name=\"ccaa\" id=\"ccaa-select\" class=\"required\">\n                        <option value=\"\" disabled selected> CCAA * <\/option>\n                                                    <option value=asturias> Asturias <\/option>\n                                                    <option value=cantabria> Cantabria <\/option>\n                                                    <option value=galicia> Galicia <\/option>\n                                                    <option value=la_rioja> La Rioja <\/option>\n                                                    <option value=pa\u00eds_vasco> Pa\u00eds Vasco <\/option>\n                                                    <option value=navarra> Navarra <\/option>\n                                                    <option value=andaluc\u00eda> Andaluc\u00eda <\/option>\n                                                    <option value=castilla_la_mancha> Castilla La Mancha <\/option>\n                                                    <option value=castilla_y_le\u00f3n> Castilla y Le\u00f3n <\/option>\n                                                    <option value=extremadura> Extremadura <\/option>\n                                                    <option value=islas_canarias> Islas Canarias <\/option>\n                                                    <option value=madrid> Madrid <\/option>\n                                                    <option value=murcia> Murcia <\/option>\n                                                    <option value=arag\u00f3n> Arag\u00f3n <\/option>\n                                                    <option value=catalunya> Catalunya <\/option>\n                                                    <option value=islas_baleares> Islas Baleares <\/option>\n                                                    <option value=valencia_> Valencia  <\/option>\n                                            <\/select>\n                <\/div>\n            <\/div>\n            <div class=\"wrapper large\">\n                <div class=\"form-group\">\n                    <textarea name=\"message\" id=\"message\" rows=\"3\" cols=\"40\" maxlength=\"500\" placeholder=\"Mensaxe\"><\/textarea>\n                <\/div>\n            <\/div>\n            <div class=\"form-group form-group-privacy\">\n                <div class=\"wrapper large\">\n                    <div class=\"message-privacy\">\n                        <p><p><span style=\"font-weight: 400;\">\u00abInformaci\u00f3n consonte o artigo 13 do Regulamento (UE) 2016\/679.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Conforme o artigo 13 do Regulamento (UE) 2016\/679 (RXPD), inform\u00e1moste de que os teus datos persoais, facilitados libremente por ti, ser\u00e1n tratados por Banca Popolare Etica Societ\u00e0 cooperativa per azioni (o \u00abBanco\u00bb) con domicilio social en Via N. Tommaseo, 7 \u2013 Padua, en calidade de Responsable do Tratamento para as seguintes finalidades: A) a xesti\u00f3n das s\u00faas solicitudes de contacto, asistencia e outras informaci\u00f3ns. Alg\u00fans datos, como a indicaci\u00f3n da provincia, solic\u00edtanse exclusivamente para facilitar a resposta \u00e1 t\u00faa solicitude de informaci\u00f3n ou para fixar unha cita connosco e contactar, de ser preciso, coa nosa sucursal correspondente. Outros datos, como os datos de contacto, solic\u00edtanse para facilitar as operaci\u00f3ns mencionadas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">O tratamento dos teus datos para a finalidade (A) basease na necesidade de executar correctamente o contrato do que ti es parte ou as medidas precontractuais adoptadas polo Banco a petici\u00f3n t\u00faa (art. 6(1)(b) RXPD).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Os datos que nos comuniques non se conservar\u00e1n m\u00e1is tempo do estritamente necesario para tramitar a t\u00faa solicitude. Preg\u00e1moste que, en caso de desexar achegar un anexo coa t\u00faa comunicaci\u00f3n, non env\u00edes datos persoais (teus ou de terceiros), ag\u00e1s de ser estritamente necesario para a correcta tramitaci\u00f3n da t\u00faa solicitude, preferindo o env\u00edo de informaci\u00f3n anonimizada.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Os datos persoais facilitados non se difundir\u00e1n, sen\u00f3n que ser\u00e1n tratados por persoal autorizado polo Responsable do Tratamento, as\u00ed como por terceiros que prestan servizos espec\u00edficos por conta do Responsable do Tratamento (como, por exemplo, provedores de servizos de desenvolvemento e mantemento de plataformas web; empresas das que se serve o Banco para o env\u00edo de correo en papel ou para contactar telefonicamente coa s\u00faa clientela). Calquera comunicaci\u00f3n de datos a terceiros, responsables aut\u00f3nomos do tratamento, poder\u00e1 ter lugar para o correcto cumprimento dos fins establecidos no punto (A), para cumprir con obrigas legais espec\u00edficas ou a pedimento das autoridades xudiciais.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Os datos persoais tam\u00e9n poder\u00e1n ser transferidos a Terceiros Pa\u00edses, entend\u00e9ndose por tales os pa\u00edses non-pertencentes \u00e1 Uni\u00f3n Europea nin ao Espazo Econ\u00f3mico Europeo. De suceder isto, o Banco declara e garante que cumpre co disposto no cap\u00edtulo V do Regulamento (UE) 2016\/679, polo que a transferencia s\u00f3 ter\u00e1 lugar a Terceiros Pa\u00edses reco\u00f1ecidos pola Comisi\u00f3n Europea por ter un nivel axeitado de protecci\u00f3n dos datos persoais ou, se este non fose o caso, s\u00f3 suxeita \u00e1 aceptaci\u00f3n previa de Cl\u00e1usulas Contractuais Tipo destinadas a garantir unha protecci\u00f3n adecuada dos datos persoais transferidos. Alternativamente, poder\u00e1 valorarse a existencia dalgunha das excepci\u00f3ns previstas no artigo 49 do RXPD.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Por \u00faltimo, lembra que, consonte os artigos 15 e seguintes do RXPD, tes dereito a obter confirmaci\u00f3n da existencia ou inexistencia de datos que te concirnan, a acceder a eles, a ser informada\/o da fonte dos datos e dos fins e m\u00e9todos do tratamento, a que se actualicen, rectifiquen ou completen, e a que se supriman se se tratan infrinxindo a lei ou se se aplica un dos motivos especificados no artigo 17 do RXPD. Para exercer os teus dereitos en virtude dos artigos 15 e seguintes do RXPD, as\u00ed como para recibir m\u00e1is informaci\u00f3n sobre o tratamento dos teus datos persoais, podes dirixirte directamente aos nosos departamentos, ou presentar unha solicitude por escrito utilizando o formulario dispo\u00f1ible no sitio web do Banco, na secci\u00f3n \u00abPol\u00edtica de privacidade e cookies\u00bb, \u00e1 atenci\u00f3n do Responsable de Protecci\u00f3n de Datos: DPO@bancaetica.com. De te queixar dunha violaci\u00f3n no tratamento dos teus datos persoais (por exemplo, a inclusi\u00f3n indebida dos teus datos persoais en listaxes de correo ou no sitio web do banco), podes presentar unha queixa formal perante a Oficina de Reclamaci\u00f3ns &#8211; Servizo de Asesor\u00eda Xur\u00eddica &#8211; Via N. Tommaseo, 7 &#8211; 35131 Padua &#8211; reclami@bancaetica.com. Ten en conta que o prazo de resposta ap\u00f3s a t\u00faa solicitude, segundo os artigos 15 e seguintes, \u00e9 dun (1) mes, prorrogable a dous (2) meses en casos de especial complexidade; nestes casos, o Banco proporcionarache cando menos unha comunicaci\u00f3n provisional no prazo dun (1) mes, inform\u00e1ndote de que se tivo en conta a t\u00faa solicitude. De considerar que o tratamento dos teus datos por parte do Responsable incumpre o RXPD, poder\u00e1s presentar unha reclamaci\u00f3n perante a autoridade de control.\u00bb<\/span><\/p>\n<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"wrapper-checkbox\">\n                <div class=\"checkbox-wrapper \">\n                    <input type=\"checkbox\" name=\"privacyCheck\" id=\"privacyCheck\" \/>\n                    <label for=\"privacyCheck\" class=\"checkbox\"> Declaro que entend\u00edn a pol\u00edtica de privacidade*                                            <\/label>\n                <\/div>\n                <p>(*) Os campos marcados cun asterisco son obrigatorios.<\/p>\n            <\/div>\n            \n            <div class=\"wrapper large\">\n                <div class=\"h-captcha-wrapper\">\n                    \t\t<input\n\t\t\t\ttype=\"hidden\"\n\t\t\t\tclass=\"hcaptcha-widget-id\"\n\t\t\t\tname=\"hcaptcha-widget-id\"\n\t\t\t\tvalue=\"eyJzb3VyY2UiOltdLCJmb3JtX2lkIjowfQ==-6fbed7a4c22e180d76094d6b2203e7e0\">\n\t\t\t\t<h-captcha\n\t\t\tclass=\"h-captcha\"\n\t\t\tdata-sitekey=\"756f2bfc-793f-4782-81b8-376fbff03ec7\"\n\t\t\tdata-theme=\"light\"\n\t\t\tdata-size=\"normal\"\n\t\t\tdata-auto=\"true\"\n\t\t\tdata-ajax=\"false\"\n\t\t\tdata-force=\"false\">\n\t\t<\/h-captcha>\n\t\t<input type=\"hidden\" id=\"hcaptcha_nonce\" name=\"hcaptcha_nonce\" value=\"1c96a8cfc7\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/gl\/wp-json\/wp\/v2\/cbwpt_products\/377962\" \/>                <\/div>\n            <\/div>\n\n            <div class=\"submit-loading wrapper large\">\n                <div class=\"loader la-ball-beat la-dark\"><div><\/div><div><\/div><div><\/div><\/div>\n                <button class=\"submit-form-fiare\" type=\"submit\" disabled>Gardar e continuar<\/button>\n\n                <div class=\"error-ajax\">\n                    <p class=\"ajax-message-error\"> Vaites, algo foi mal <\/p>\n                <\/div>\n\n            <\/div>\n        <\/form> <!-- end <form> -->\n    <\/div> <!-- end .form -->\n<\/div>        <\/div>\n    <\/div>\n<\/div>\n    \n    <div class=\"wp-block-bancaetica-blocks-blocks-block-48 \" style=\"background-color: #F2F2F2\">\n        <div class=\"inner-container\">\n            <div class=\"column text-container\">\n                <h2 class=\"col-title\" style=\"color: #262626\"> Queres saber m\u00e1is? <\/h2>\n                                    <p class=\"col-content\" style=\"color: #262626\"> Consulta as nosas preguntas frecuentes <\/p> <a href=\"\/gl\/faq\/\" class=\"\" ><i class=\"icon-arrow-right\" style=\"color: #262626\"><\/i><\/a>\n                            <\/div>\n            <div class=\"column image-container\">\n                                    <div class=\"wrapper-image\" style=\"background-image: url(https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/01\/Illustrations-1.png);\">\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n    \n    <div class=\"wp-block-bancaetica-blocks-blocks-block-48 \" style=\"background-color: #F2F2F2\">\n        <div class=\"inner-container\">\n            <div class=\"column text-container\">\n                <h2 class=\"col-title\" style=\"color: #262626\"> Os nosos principios <\/h2>\n                                    <p class=\"col-content\" style=\"color: #262626\"> Queremos mudar as regras do mercado financeiro a trav\u00e9s da transparencia e a responsabilidade social <\/p> <a href=\"https:\/\/www.fiarebancaetica.coop\/gl\/principios\/\" class=\"\" ><i class=\"icon-arrow-right\" style=\"color: #262626\"><\/i><\/a>\n                            <\/div>\n            <div class=\"column image-container\">\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":6693,"featured_media":0,"parent":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"needs":[],"product_category":[],"coauthors":[10743],"class_list":["post-377962","cbwpt_products","type-cbwpt_products","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - 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