{"id":376999,"date":"2024-07-15T10:21:08","date_gmt":"2024-07-15T08:21:08","guid":{"rendered":"https:\/\/www.fiarebancaetica.coop\/?page_id=376999"},"modified":"2024-07-15T10:21:09","modified_gmt":"2024-07-15T08:21:09","slug":"certificacion-institucional-e-social","status":"publish","type":"page","link":"https:\/\/www.fiarebancaetica.coop\/gl\/certificacion-institucional-e-social\/","title":{"rendered":"Certificaci\u00f3n institucional e social"},"content":{"rendered":"\n<div class=\"wrapper-crispybacon-class wrapper-crispybacon-class-large \">\n    \n\n<h1 class=\"wp-block-heading\">Certificaci\u00f3n institucional e social<\/h1>\n\n\n\n<p>En 2016 decidimos someternos voluntariamente a un proceso de certificaci\u00f3n por unha axencia especializada no eido das microfinanzas e dos bancos pequenos e medianos co fin de termos unha referencia para compararnos con outras operadoras de caracter\u00edsticas similares en canto a misi\u00f3n, valores constitutivos e modelo de xesti\u00f3n.<\/p>\n\n\n\n<p>Esta tarefa encargouse a <a href=\"https:\/\/www.mf-rating.com\/\">MFR (MicroFinanza Rating)<\/a>, unha axencia de certificaci\u00f3n internacional acreditada a nivel mundial que ten competencias estat\u00edsticas en materia de finanzas sociais, microfinanzas e inclusi\u00f3n financeira.<\/p>\n\n\n\n<h2 class=\"wp-block-heading is-style-circular\"><strong>CERTIFICACI\u00d3N INSTITUCIONAL<\/strong><\/h2>\n\n\n\n<p>A certificaci\u00f3n institucional ofrece unha opini\u00f3n profesional e independente verbo da nosa solidez econ\u00f3mica e financeira a curto e longo prazo mediante unha avaliaci\u00f3n completa dos riscos, o rendemento financeiro e o posicionamento no mercado.<\/p>\n\n\n\n<p>O resultado da certificaci\u00f3n institucional de Banca Etica en 2023 \u00e9 \u03b1 Medio (nunha escala que vai de \u03b1\u03b1 a \u03b3-).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"709\" src=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Certificado-Rating-Institucional-Banca-Etica-Italia-Sep23_page-0001-1024x709.jpg\" alt=\"\" class=\"wp-image-371932\" style=\"width:535px;height:370px\" srcset=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Certificado-Rating-Institucional-Banca-Etica-Italia-Sep23_page-0001-1024x709.jpg 1024w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Certificado-Rating-Institucional-Banca-Etica-Italia-Sep23_page-0001-300x208.jpg 300w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Certificado-Rating-Institucional-Banca-Etica-Italia-Sep23_page-0001-768x532.jpg 768w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Certificado-Rating-Institucional-Banca-Etica-Italia-Sep23_page-0001-1536x1063.jpg 1536w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Certificado-Rating-Institucional-Banca-Etica-Italia-Sep23_page-0001.jpg 1625w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading is-style-circular\"><strong>CERTIFICACI\u00d3N SOCIAL<\/strong><\/h2>\n\n\n\n<p>A cualificaci\u00f3n social mide a probabilidade de acadar os obxectivos establecidos na misi\u00f3n social, avaliando os sistemas de xesti\u00f3n do rendemento social e de protecci\u00f3n da clientela, as\u00ed como analizando aspectos relacionados coa gobernanza responsable, a transparencia, o impacto ambiental e social, a responsabilidade social da empresa e a legalidade.<br>En 2023, MFR asignoulle a Banca Etica unha cualificaci\u00f3n social de AA (sobre unha escala que vai de D a AA).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"709\" src=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP_Certificado_Banca-Etica-Italia_-Rating-Social-Sep23_page-0001-1024x709.jpg\" alt=\"\" class=\"wp-image-371944\" style=\"width:524px;height:363px\" srcset=\"https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP_Certificado_Banca-Etica-Italia_-Rating-Social-Sep23_page-0001-1024x709.jpg 1024w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP_Certificado_Banca-Etica-Italia_-Rating-Social-Sep23_page-0001-300x208.jpg 300w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP_Certificado_Banca-Etica-Italia_-Rating-Social-Sep23_page-0001-768x532.jpg 768w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP_Certificado_Banca-Etica-Italia_-Rating-Social-Sep23_page-0001-1536x1063.jpg 1536w, https:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP_Certificado_Banca-Etica-Italia_-Rating-Social-Sep23_page-0001.jpg 1625w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h5 class=\"wp-block-heading is-style-circular\">Para afondar:<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"http:\/\/www.fiarebancaetica.coop\/app\/uploads\/sites\/2\/2024\/03\/ESP-Resumen-Banca-Etica-Italia-Rating-Institucional-Sep23.pdf\">Le o resumo de MicroFinanza Rating<\/a><\/li>\n<\/ul>\n\n\n\n<p>MicroFinanza Rating non \u00e9 unha axencia rexistrada conforme o Regulamento&nbsp;1060\/2009 do Parlamento Europeo e o Consello, polo que non est\u00e1 sometida \u00e1 vixilancia da AEVM e as cualificaci\u00f3ns que emite non se poden empregar con fins regulamentarios.<\/p>\n\n\n\n<p><br>M\u00e1is informaci\u00f3n na p\u00e1xina <a href=\"http:\/\/www.mf-rating.com\/\">www.mf-rating.com<\/a><\/p>\n\n\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":6692,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"coauthors":[10744],"class_list":["post-376999","page","type-page","status-publish","hentry","crispybacon-hidden-page-title"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Certificaci\u00f3n institucional e social - Fiare Banca Etica<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fiarebancaetica.coop\/gl\/certificacion-institucional-e-social\/\" \/>\n<meta property=\"og:locale\" content=\"gl_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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